The Law That Protects You
Under 15 U.S.C. § 1692c(a)(3), once a collector knows your employer prohibits such calls, any further workplace contact is a direct FDCPA violation subject to actual and statutory damages.
When to Use This Letter
A debt collector has called or contacted you at work
Your employer prohibits personal calls during work hours
Collector calls at work are threatening your employment
You want to formally document workplace contact for an FDCPA claim
What This Letter Does
Provides formal notice that your employer prohibits collection calls
Demands immediate cessation of all workplace contact
Documents the notice, making future workplace calls a knowing FDCPA violation
Warns of actual damage claims (including employment harm) plus statutory damages
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