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Cease & Desist — Stop All Collection Contact

Legally require the debt collector to stop all communication with you.

15 U.S.C. § 1692c(c) (Section 805c) — Fair Debt Collection Practices Act

The Law That Protects You

Under 15 U.S.C. § 1692c(c), once you notify a collector in writing to stop contacting you, they must cease — except to notify you of specific legal actions they intend to take.

When to Use This Letter

Collector calls are constant and affecting your quality of life
You've verified the debt and decided how to handle it
You want all future communication to be in writing only
You are represented by an attorney and want direct contact to stop

What This Letter Does

Provides written notice under 15 U.S.C. § 1692c(c) to cease all communication
Demands cessation of all phone calls, texts, mail, and in-person contact
Limits any future contact to the three narrow exceptions allowed by law
Documents the date of notice for FDCPA violation tracking
Warns of civil liability ($1,000 per violation) for non-compliance

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DebtDispute provides document preparation assistance and is not a law firm. This does not constitute legal advice. Consult a licensed attorney for legal counsel.